PAYMENT POLICY

Effective Date: March 27, 2025

At exploreluis, we are committed to providing a seamless and secure payment experience for all our customers. This Payment Policy outlines the accepted payment methods, processing times, security measures, and other important details related to transactions on our website https://labelciteino.com. By making a purchase on our platform, you agree to the terms and conditions outlined in this policy.

1. ACCEPTED PAYMENT METHODS

To ensure flexibility and convenience, we accept the following payment methods:

  • Credit/Debit Cards: Visa, MasterCard, American Express, Discover

  • PayPal: Secure online payment via your PayPal account

  • Bank Transfers: Available for bulk or wholesale orders (contact us for details)

  • Digital Wallets: Apple Pay, Google Pay (if applicable)

  • Buy Now, Pay Later: Selected financing options (where available)

All transactions are processed in [currency], and any currency conversion fees will be the responsibility of the customer.

2. PAYMENT PROCESSING & CONFIRMATION

  • Once an order is placed, payment must be completed before we process and ship your items.

  • Customers will receive a payment confirmation email once the transaction is successful.

  • If payment is incomplete or fails due to insufficient funds, incorrect details, or system errors, the order will not be processed.

  • If payment verification is required, we may contact you for additional confirmation before order fulfillment.

3. TRANSACTION SECURITY & FRAUD PREVENTION

At Labelciteino, we prioritize the security of our customers’ financial information by implementing industry-leading security protocols:

  • All payments are processed through SSL-encrypted payment gateways to protect sensitive data.

  • We do not store full credit card details on our servers to enhance security.

  • Transactions may be subject to fraud screening to prevent unauthorized purchases.

  • If suspicious activity is detected, we reserve the right to cancel the order and take further action if necessary.

4. ORDER CANCELLATION & REFUNDS

  • Orders can only be canceled within [X] hours of payment completion. Once processing begins, cancellations may not be possible.

  • Refunds are issued in accordance with our Refund and Return Policy.

  • If a refund is approved, the amount will be credited back to the original payment method within [X] business days.

  • Refund processing times vary based on the bank or payment provider.

5. PAYMENT DISPUTES & CHARGEBACKS

  • If you believe a charge was made incorrectly, please contact our support team before initiating a dispute.

  • Unauthorized chargebacks may result in account suspension and future service restrictions.

  • We reserve the right to challenge fraudulent chargebacks with supporting order and transaction evidence.

6. TAXES & ADDITIONAL FEES

  • All applicable taxes (such as VAT, GST, or sales tax) will be calculated at checkout based on the shipping address.

  • Customers are responsible for any customs duties or import taxes required for international orders.

  • If you are unsure about tax obligations, please check with your local authorities before making a purchase.

7. GOOGLE ADSENSE COMPLIANCE

Our Payment Policy is designed to be transparent and compliant with Google AdSense guidelines, ensuring that all financial transactions are clear, lawful, and secure. We do not engage in deceptive pricing, misleading financial practices, or unauthorized charges.

8. UPDATES TO THIS PAYMENT POLICY

We may revise this Payment Policy from time to time to reflect changes in payment methods, security measures, or legal requirements. Any modifications will be posted with an updated “Effective Date”, and continued use of our services indicates acceptance of the revised policy.

9. CONTACT US

For any payment-related questions or concerns, please reach out to us: